US Supreme Court Reins in LTD Carriers

The Christian Science Monitor reports on new Supreme Court Ruling:

Judges must approach medical disability and health insurance disputes with a skeptical eye when they involve insurance companies that both evaluate and pay employee claims.

In a 6 to 3 decision announced Thursday, the US Supreme Court ruled that benefit denials by such companies must be examined with caution when circumstances suggest a high likelihood that financial considerations affected a benefits decision.

The court added that an apparent conflict of interest is only one of many factors that a reviewing judge must consider.

The ruling is important because it offers guidance to federal judges presiding over lawsuits challenging medical disability and health insurance determinations in group policies. See full report here:

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